ABOUT THE PRINCIPAL:
ARNOLD M. LUBLINER
P.O. Box 381
Manasquan, NJ 08736
(732) 292-0400
(732) 292-0550 Fax

Highlights Of Qualifications
Over Thirty years of practical, broad-based management experience, with a realistic understanding of marketing constraints and opportunities.
Comprehensive knowledge non-conforming "harder to do" loan transactions and B-C Paper.
Personally trained and supervised 500 new applicants: creating a sales force of knowledgeable loan representatives through, a following comprised of Mortgage Bankers and Mortgage Brokers.
Accomplishments
Business Development
During 32 years of sales and marketing, helped organizations consistently grow through association with national companies and government agencies.
Increased production and developed a broader product menu by acquiring over 30 new institutional investors.
Marketing Management
Forerunner of current marketing techniques which obtain referral business.
Developed valuable professional rapport with Regulating Agencies.
Created fundraiser concept.
Assisted in creating marketing plans to reach portfolio investors, secondary marketing investors and property management companies.
Authored a mortgage-related brochure and many newspaper articles
Published by the "Times", "Asbury Park Press" and other local Carriers, which stimulated public interest and new business.
Operations and Personnel
Developed operations systems integrated with production and marketing, greatly improving profitability.
Built a strong team of front-line managers with excellent team spirit by implementing regular management meetings, improved training and incentives.
Finance/Risk Assessment
Established initial financial plan for several large development projects that are currently in effect.
Administration
Created an information system that provided the activity of each operational component, making it possible to accurately forecast production development.
Mr. Lubliner has a huge range of experience:
GENERAL MANAGER -
Winstar Mortgage Company Manasquan, NJ
MANAGER -
Managed staff of employees at several different bank branch offices
SENIOR LOAN OFFICER -
Retail and wholesale origination for Central Jersey area
CONSULTANT/SALES -
Developed Jersey Shore Realtors and Builder Sites to originate retail loans.
PRESIDENT -
Originated commercial and residential loans, wholesale and retail.
Managed twelve employees and supervised twenty loan representatives
VICE PRESIDENT -
Originated commercial loans and managed five loan representatives.
Prime market was a Freddie Mac apartment complex.
MANAGER/MAJOR LOANS -
Secondary marketing and asset management. In charge of major projects such as tract financing and commercial Real Estate loans.
PRESIDENT -
Originated commercial and residential loans, wholesale and retail. Managed and trained staff of fifty loan representatives. Merged and sold company to Westmark Savings of Newport Beach. CA.
LOAN REPRESENTATIVE -
Originated retail and residential loans.
SALES REPRESENTATIVE -
Annual award winning business machine sales.